Cancer Insurance in Puerto Rico: What does it cover and what are its benefits?
Few people think about cancer insurance, some because they don't want to think about the disease and others because of ignorance. But the truth is that this disease is more common than you think.
Its incidence rate is so high that it is one of the main causes of death in Puerto Rico, according to ASEM data.
Given this, the best thing you can do is be protected, and how to do it? While it is true that cancer is a disease that cannot be completely prevented, you can be better prepared to fight it.
And one way to do this is to be protected with cancer insurance. That's why today we want to tell you what this type of insurance covers and what are the benefits you get when purchasing it.
Given this, the best thing you can do is be protected, and how to do it? While it is true that cancer is a disease that cannot be completely prevented, you can be better prepared to fight it.
And one way to do this is to be protected with cancer insurance. That's why today we want to tell you what this type of insurance covers and what are the benefits you get when purchasing it.
What does cancer insurance cover in Puerto Rico?
Given the possibility of a diagnosis that could change your life, it is best that you have support that guarantees adequate treatment for a speedy recovery.
And cancer insurance gives you that opportunity by covering up to 20 harmful diseases such as:
- Lupus Erythematosus
- Muscular Dystrophy
- Encephalitis
- Osteomyelitis
- Multiple Sclerosis
- Meningitis
- Poliomyelitis
- Among others
Additionally, depending on the type of insurance, you can obtain benefits that help you better deal with an unexpected situation.
Benefits of cancer insurance
There are different types of policies and each insurance company can offer different benefits.
Benefits of a Basic Policy
- Compensation for first cancer diagnosis
- Premium payment relief
- Hospitalization
- Intensive care
- Private nurse in the hospital
- Anesthesia
- Blood and plasma
- Chemotherapies and radiotherapies
- Follow-up studies
- Breast reconstruction
- Final expenses
Con estos beneficios también se incluyen las cubiertas mencionadas arriba. Con lo que, como asegurado, tendrás una protección extendida ante enfermedades que puedan cambiar tu vida de forma radical.
Importance of having cancer insurance in Puerto Rico
Cancer is a disease that is not easy to face. Both the affected person and their family and other loved ones are emotionally affected. Even more so when they do not have the financial capacity to undergo treatment.
This is why cancer insurance is so important.
With this, the sick person can receive appropriate care and treatment without having to go into debt or go through great inconvenience to combat the disease. At a certain point, this type of insurance provides relief to the insured and her family.
It allows you to focus on care and spending quality time together, without the need to think about care expenses, since everything is covered.
Types of cancer insurance coverage
On our platform we have three types of cancer insurance coverage:
- Elite Coverage — This is the basic cancer insurance policy that covers everything we mentioned above. Twenty pernicious diseases, compensation for first diagnosis, etc.
- Single Coverage — Covers everything included in the Elite Coverage and additionally includes compensation for second diagnosis, financial support for terminal cancer, follow-up studies, among others.
- Lump Sum Coverage — It doesn't just cover a cancer diagnosis, but includes protection in case of accidents and hospitalizations as well.
Cancer does not warn you, but the chances of defeating the disease increase with early diagnosis and a great ally: cancer insurance.
For questions or to learn more about our cancer insurance options, you can contact us for advice.
